AFLAC
Supplemental Insurance
Discover how AFLAC and Insurance Service of Hawaii can help you.
With Aflac supplemental insurance, you can provide an additional level of financial protection for yourself and your family in the event of a serious accident or illness. When you’re sick or hurt, Aflac pays cash benefits directly to you to help you and your family with unexpected expenses. The benefits are predetermined and paid regardless of any other insurance you have.
Cancer / Specified Disease Insurance
What is cancer/specified-disease insurance? No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a 1-in-2 lifetime risk of developing cancer, for women, the risk is a little more than 1-in-3 (Cancer Facts & Figures 2012, American Cancer Society). A cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments.
Accident Insurance
What is accident insurance? It's a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.
When you have a covered accident, we'll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It's as simple as that.
Specified Health Event Insurance
Critical Care Protection helps provide comfort to individuals who are concerned with the financial liability a serious health event can leave behind and offers multiple coverage options to accommodate almost any budget. Unlike other critical illness insurance policies on the market, Critical Care Protection helps cover expenses from initial diagnosis through treatment and provides options for more robust heart coverage.
Hospital Confinement Indemnity Insurance
What is hospital confinement indemnity insurance? No matter how good your major medical insurance is, when you're hospitalized for an injury or illness there will probably be medical expenses and out-of-pocket costs that aren't covered. A hospital confinement indemnity insurance policy provides cash benefits to use as you see fit. The benefits are predetermined and paid regardless of any other insurance you have, and you have a choice of applying for basic to extensive hospital coverage. Whether you want a policy that provides hospitalization benefits only, or one that also addresses diagnostic procedures, outpatient surgery and ambulance transportation, Aflac can help.
Vision Insurance
What is vision insurance? Aflac's vision insurance policy goes beyond traditional vision insurance by providing benefits for eye surgeries, specific eye diseases, and permanent visual impairment. Since there are no provider network stipulations, you'll have the freedom to use your preferred eye-care provider. And with the vision correction benefit options (at time of application), you can choose the benefits amount and frequency of exams that best meet your needs.
Dental Insurance
What is dental insurance? Regular trips to the dentist are essential for good oral health. A dental insurance policy may help considerably with the costs, often paying 100 percent of the expense of preventive benefits. But a great smile often requires additional dental care, such as X-rays, sealants, and emergency oral evaluation.
Short-Term Disability Insurance
What is short-term disability insurance? A physician-documented disability often results in a loss of income. Our short-term disability insurance pays benefits (i.e., a percentage of your gross income each month) for a period of time you select while you are disabled due to a covered sickness or off-the-job injury. Your agent will help you select the right amount of disability insurance benefits for your needs, as well as the length of time they are payable.